Journey Guard Plus is a factor-based priced plan that covers for service monetary default, even trip cancellation on account of job loss and other lined work causes.
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We collaborate with retail and corporate business companions or insurance brokers to design bespoke, comprehensive, journey insurance products and digital platforms. Reimbursement of irrecoverable pay as you go transport or lodging fees and extra public transportation expenses incurred to return to Hong Kong due to curtailment of trip in the event of loss of life, critical illness or harm of the Insured Particular person, speedy relations, travel companion or shut enterprise companion of the Insured Particular person, adversarial climate situations, natural catastrophe or unanticipated outbreak of epidemic diseases, industrial motion, riot, civil commotion on the destination that prevents the Insured Particular person from persevering with the journey or Black Outbound Alert for the vacation spot is in impact throughout the journey.
Pays for any motor insurance coverage coverage extra – Inclusive cover for AXA SmartTraveller Additional cover for Zurich FlyAway Travel Insurance Plan. Some journey corporations, equivalent to tour operators and cruise strains, also provide “protection” that is not insurance.
The Provide is relevant to the Premier and Unusual Plans and Option Benefits below the FlyAway Journey Insurance Plan Single Trip Journey Plan. All of those policies embrace emergency medical evacuation, some as much as $250,000, but different plans up to $500,000 or 1 million dollars USD.
Worldwide emergency travel insurance coverage with no general restrict on the vast majority of eligible medical bills. FlyAway single travel plan insures you for up to 180 days, whereas an annual plan has no limits on the variety of journeys taken throughout the insured interval and insures you for a maximum of 90 days on every journey.
In the event of dying of the insured caused by an accident exterior the Hong Kong SAR, any excellent steadiness payable under the insured’s credit cards as much as HKD5,000 for items charged whereas exterior the Hong Kong SAR through the trip will be coated.
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To be eligible to take pleasure in 50% premium low cost on purchasing the FlyAway Journey Insurance coverage Plan Single Journey Travel Plan (Supplyâ€), the applicants (Eligible Prospectsâ€) have to be the first card holder of a sound Visa or Grasp bank card issued by Citibank (Hong Kong) Restricted (Citiâ€). Unbiased journey insurance plans might be bought from underwriters comparable to Allianz and WorldNomads, and typically supply protection that is extra complete than the safety included together with your bank card.
conclusion
More than ever, travelers have to be ready for occasions when journey plans go awry, like I skilled last summer. Covers the actual value of transportation, medical services and medical supplies necessarily and unavoidably incurred as a result of an emergency medical evacuation.